Javier is the only financial advisor that has impressed me with his professionalism and proactiveness. He is always available and patient to his clients which makes him a reliable advisor to approach if one needs help. He takes into consideration the needs when he is drafting a plan for his clients, this ensures that he will put the needs of his clients first. During the setup of my first insurance account, Javier was patient and went through the policies to help customize my plan. Throughout the session, his warm and upbeat personality helped set a comforting atmosphere that does not make a client feel pressured into applying for an account. Overall, Javier is one of the most professional and reliable financial advisors. I would highly recommend approaching him to anyone that is looking into signing up for an insurance plan. Keep up the amazing work Javier.

Javier has all qualities, needed from a true business partner and advisor. Javier, is always available for his customers and an active listener. Highly dependable and result oriented. Javier tries to address your needs holistically and not just doing lip service. Really appreciate his professionalism and can do attitude

Javier is my go to person to make informed financial decisions. Very proactive , prompt and resourceful. I would definitely recommend you to chat up with him even if you are just exploring at this point. Definitely looking to do more investments with his guidance. Keep up the passion 🙂

When i first met Javier, he look like a young boy, and he still look like one now. But looks can be deceiving. His sincerity, perseverance and zeal has impressed me lots. He understands the needs and knows which policies suit his clients the best. He is the only financial consultant i would go to for financial advice. Thumbs up, Javier.

Javier is very patient and knowledgeable in his craft. he is also very professional in his role in advising what is the right decision for his client. I would definitely recommend him to anyone who is looking for a strong financial advisor.

Javier has always been a reliable provider of key information regarding the latest policies from Prudential. He has given exemplar service where he seeks to understand his client's needs before suggesting policies, rather than hard-selling which I greatly appreciate. Javier's objectivity and expertise also enables me to go to him for a better understanding of the policies in the markets before making an informed choice. As a long time financial advisor, his stability and knowledge makes him a good choice if you are looking for someone trustworthy to service you in the long run.

Javier has been my financial consultant for more than 3 years and have never been short of providing insightful advices and recommendations towards my financial situations on top of excellent service when claims are there to be made. Yearly reviews are done promptly to see how we can further progress or move forward when entering new stages of our lives. Always putting clients needs first and always suggesting the most optimal plans and policies that best suits clients situations. Would highly recommend anyone looking for policies that suits your current needs as well as general financial advice.

Getting the right insurance and coverage is a key safety net that everyone needs - but the same shoe does not fit all. That’s where I benefited from Javier’s guidance and expertise, who patiently went through the policies and different coverage/premiums, to customise my plan. From consultation to setting up an insurance account , to constant maintenance incase of updates, it was a seamless experience due to Javier’s prompt responses and reliable advise. I do always feel relieved that he didn’t hard sell/ oversell anything which makes insurance related decisions more well thought off and less of an impulse decision. I appreciate his ability to listen to our requirement and only suggest relevant policies that saved time for both parties and increases trust in his service. Overall a conventionally stressful process made enjoyable thanks to Javier. My wishes for his future ventures.

Javier has been my Financial consultant for 2 years now. He has an impeccable style when it comes to handling the client right from assessing my financial background to recommending suitable policies and continuously posting updates in policies that are financial beneficial .The 2 things that stand out the most in his service are his warm and amicable personality which creates a comfort zone in asking questions and how very articulate he is in explaining the policies, breaking down the pros and cons and ensuring that I select the policy that best fits my requirement. This has created a lot of confidence in his service and I would like to take this opportunity to thank him for his continuous and reliable financial advice.

I strongly recommend Javier’s financial advisory services after experiencing first hand the way he has been helping me manage my insurance portfolio over the years. Javier is one of the most selfless financial consultants who puts his client’s interests above everything else. I have witnessed the way he went to great lengths in understanding my financial goals, budget and lifestyle before making any insurance recommendations. He explains financial concepts in simple layman terms without using jargons or technical terms to help clients like myself have a greater understanding of their finances/insurance policies. I really appreciate that he shares his honest advice and knowledge with the clients instead of simply offering insurance plans. I benefited from Javier’s help the most when submitting a claim under a policy I took up with him. I had so many queries and concerns throughout the submission process but he addressed them all with patience and honesty without sounding overpromising. Through his expertise and help, everything went smoothly and the claim was successful. Overall, Javier is a sincere, reliable and a competent consultant. He certainly has a bright future in this industry. I wish him all the best in his role to help many more people achieve financial independence.

Javier has been my trusted FC since 2017. He’s very informative on the policies & its changes. Always keeping me up to date when necessary. He never tries to be pushy which is something I really appreciate.

Javier stands out amongst the pool of young and enterprising Financial Planners/Consultants, in this “trendy” fast-paced industry with high attrition rate. His commitment to fully understanding and serving each individual based on their unique needs and circumstances, gained my trust and confidence to consult with him. He goes above and beyond the typical scope of providing financial planning services. He possesses a vast general knowledge of current market affairs, and his financial literacy skills are always highly beneficial when making key financial decisions together. All in all, Javier goes the extra mile for service. Not only by truly understanding his clients’ needs, but also through added advice that comes from his up-to-date knowledge about the overall landscape.

Javier was a classmate of mine throughout our 3 years in Nanyang Polytechnic. He has always been an outgoing and friendly person and would always strive to be the best in anything he does. When working on on project together Javier was a active contributor and responsible teammate who could always be trusted to get the job done. Currently as a Financial Consultant for me, he is very proactive and professional and always takes the effort to ensure I am kept abreast of the latest changes and happenings in the insurance industry. Overall, his willingness to help and strong depth of financial knowledge has shown Javier as a person whom I can trust and rely on.

I've known Javier since 2015 when I met him during National Service. He is a sincere person who is truly passionate about his profession - Financial Planning. Given his sound knowledge and experience in this field, he is capable of analysing and carefully planning based on the individuals' needs and wants. As a client, his advice for me is always candid and realistic. I'm very appreciative of his excellent and personalized services but most importantly for the great friendship!